The Benefits of Expert Advice

When it comes to your finances, a little knowledge really can be a dangerous thing. The blurb on a marketing leaflet can sound persuasive, but are you sure you're getting the whole picture? We are specialist investment advisers - it is our job to know the whole story.

As Investment specialists we have constructed a series of asset allocation models, populated with investment funds, which cover a wide range of risk profiles to satisfy our clients' requirements. These have been in place for a number of years now and over that period they have successfully outperformed their benchmark indices.

As an example, a risk portfolio rated as cautious, has produced the following returns over recent years:

Year to 31-Dec-2020 31-Dec-2019 31-Dec-2018 31-Dec-2017 31-Dec-2016
Return 8.2% 12.7% -3.2% 8.6% 8.4%
  • To put the return achieved over the past 12 months in perspective, this occurred during a period in which the FTSE 100 decreased by 15.5% and the All-Share fell by some 13% over the same period.
  • Fluctuations in performance should always be expected, irrespective of the risk rating agreed, and this portfolio has achieved an average annualised return of 7.0% over the last 5 years.
  • The challenges presented by the COVID19 pandemic means that we are traveling through difficult times, both socially and in terms of the economy. We provide long-term investment advice to support our clients through such passages.

It must be stressed that past returns should not be viewed as a guarantee of future performance.

Growth vs Income

Perhaps you want capital growth, an increase in your current income, or even a blend of both? At Aveton Gifford Associates, our speciality is tailoring your investment strategy to meet your investment goals. Even if you don't know which investment strategy is right for you, please ask us. When it comes to making financial decisions there is no such thing as a silly question.

Face-to-Face Advice

What may be right for you is not necessarily suitable for someone else. That's why, under normal circumstances, we insist on a face-to-face discussion prior to offering any written advice, as we feel that this is the best way for us to get to grips with your individual financial situation. The ever-changing restrictions imposed due to the pandemic means that, for the moment, we will deal with your enquiry in the most appropriate manner at that time.

And our clients certainly prefer it to dealing with a faceless operator in some far-off office.